Upload your insurance policy and ask plain-English questions about your actual coverage. PolicyShield AI reads the fine print, finds the gaps, and tells you exactly what is - and is not - protected.
Policy analyzed. Here is what I found:
Am I covered if my sump pump overflows?
No. Section 8, Clause 4b excludes water backup unless you added the Water Backup Endorsement. This rider is not in your current policy. Typical cost to add: $50-150/year.
39,000+
Policy scenarios indexed
50 states
Coverage research available
10 carriers
Major insurers analyzed
100%
Independent - no carrier affiliation
How It Works
No more calling your agent. No more guessing.
Upload any insurance PDF - home, auto, life, renters, health. Our OCR engine extracts every clause, exclusion, and limit in seconds.
Chat directly with your policy. Ask "Am I covered if a tree falls on my fence?" and get a direct answer with the exact clause cited.
Our AI flags missing riders, underinsured limits, and exclusions you never knew existed - before a claim reveals them the hard way.
Real Results
"I uploaded my homeowner's policy and asked if water backup from my sump pump was covered. PolicyShield found the exclusion in under 10 seconds. My old agent never mentioned it."
Marcus T.
Homeowner, Ohio
"Filed a roof claim and the adjuster tried to deny it citing a wind exclusion. PolicyShield showed me the exact counter-clause. Claim approved. $18,400."
Sandra K.
Homeowner, Texas
"I run a small business. Between commercial liability, property, and auto - I had no idea what was actually covered. The gap report was eye-opening."
David R.
Small Business Owner, Florida
The Policy Digest
Insurance policies run 40-80 pages of legal language engineered to protect the carrier. PolicyShield AI strips that down to a structured summary of every number that affects your claim - deductibles, per-occurrence limits, sublimits, and exclusions - organized by category.
Common Questions
Yes. All documents are encrypted with AES-256 at rest and in transit. We automatically redact sensitive identifiers (SSNs, account numbers) before any AI processing. We never sell or share your data.
No. PolicyShield AI provides educational analysis of your policy text. All outputs include a clear disclaimer. For legal disputes with your carrier, consult a licensed attorney or public adjuster.
PDF is the primary format and covers 99% of insurance policies. Support for image-based scans (JPG, PNG) is coming in the next release.
Free accounts include one policy scan. Premium ($14.99/year) includes unlimited scans, letting you analyze all your policies and compare coverage.
Most people find out what is not covered the moment they file a claim. PolicyShield AI gives you that answer today - for free.
No credit card required. 1 free policy scan included.